General
MURBS Prepares Members for Retirement and Launches Biometric Registration
![[L] Mr. Dennis Mugalya - Investment Manager, PineBridge Investments, Second Left is Mr Joseph Njuguna the Schemes Operations Manager, Octagon Africa at the training.](https://news.mak.ac.ug/wp-content/uploads/2016/05/field_image_Nugalya-and-Njuguna.jpg)
“Financial planning leads to financial freedom. A financial plan is very important for every successful worker. Some of us work very hard, but we don’t find time to plan for the money we get. You have to plan for your money to ensure that you have a rest and peace of mind. You should not spend more than what you earn,” highlighted Mr. Joseph Njuguna, the Manager of Scheme Operations at Octagon Africa, a Pension Consultancy firm.
Mr. Njuguna emphasized the importance of a financial plan in the course of preparing for retirement during the Makerere University Retirement Benefits Scheme (MURBS) Sensitization Seminar held on Tuesday 26th April 2016 at Makerere University.
“We all need to do something, save as much as you can in the pension scheme. To continue with the same standards of living before and after your retirement, you must plan now. After retirement, have a residential home and let other assets you have been working for work for you,” Mr. Njuguna emphasized.
Focusing on the theme, Members actively involved in securing their retirement, which was derived from the Board’s strategy to boost accountability and client focus, Members listened to insightful presentations focused on securing a proper retirement.
During the Sensitization Seminar, participants were equipped with valuable knowledge and tips on financial planning, saving now for retirement, investment, the relevance of tracking expenditure, ensuring a proper diet as well as living a healthy life to avoid diseases that would affect them after their retirement. The Members were also enlightened on the MURBS Investment Policy Statement, the current Investment climate and its implication for the MURBS fund.
“I encourage members to undertake investments, most especially, in fixed assets like land, infrastructure, and equipment. These assets are not likely to be converted easily into cash. And their future economic benefit is probable to flow into the entity, whose cost can be measured reliably,” said Mr. Dennis Mugalya, who is an Investment Manager with PineBridge Investments E.A Ltd, and, also, the Chairman of the Investment Management Association of Uganda.
Focusing on the investment climate, Mr. Mugalya revealed that where one invests his/her money, will determine the amount of return to be yielded. He advised members to consider equity investment. This involves buying and holding shares of stock on a stock market in anticipation of income from dividends and capital gains, as the value of the stock rises. He also encouraged members to invest in treasury bills and bonds.
“Investment always comes with risks, including the interest rate. In investment, we have a number of risks. The more risk you take, the more return you expect. Risk is not losing your money, but it is because your return is volatile,” said Mr. Mugalya.
Dr. Paul Kasenene, a qualified Medical Doctor, Nutrition Educator, and a Member of the Technical Working Group of Non Communicable Diseases in the Ministry of Health and Managing Director of Wellcare Health & Wellness Clinic Kampala sensitised members on how to live healthy and prevent diseases that would affect them before and after their retirement.
“To enjoy any aspect of your life, you have to be alive and healthy. Despite more access to information and more advances in research and technology, people are actually getting unhealthier than before,” said Dr. Kasenene.
Dr. Kasenene mentioned that a person’s health is determined by the choices they make every day. “What we do daily either helps us to fight or feed the diseases. Some of us may already have health problems, but the good news is that most of those problems can be slowed, reversed or even stopped. No matter what kind of life you have lived, ill-health is reversible. The solution lies not with doctors, but with you making the right choices in your life,” he said.
He discouraged the habit of going for medical checkups only when people feel sick. He informed participants that such habits have complicated treating diseases like cancer which have no immediate signs and symptoms. He urged members to frequently go for medical tests, eat health diets, take plenty of water and do physical exercises. He appealed to participants to eat plenty of fruits and vegetables. He advised members to focus on the cause of the problem in order to avoid it, than treating the problem or its symptoms.
During the Seminar, the Chairperson of MURBS, Hajati Fatumah Nakatudde, launched a web-based Member Biometric Registration System that will be used to register Scheme members in real time. This was aimed at further streamlining the benefits administration process and improve client self service. . The system will biometrically recognise and verify registered members and avail them with information through the Scheme servers. The members will be able to access information about their benefits from anywhere electronically.
A team of developers from Zedek Pro demonstrated the working mechanism of the Member Biometric Registration System and how the registration can be done in real time. According to the Principal Pension Officer, Ms. Susan Khaitsa, “the pilot registration is planned to commence in May 2016 and, in order to speed up the registration process, Members will be required to pre-fill two forms, that is, the Registration Form 0516A and the Dependants and Nominees (Beneficiary) Form 0516B. The forms will be circulated to Members online.”(The forms can be accessed from the links below)
The Secretary, Board of Trustees, Dr. John Kitayimbwa, shared key updates on the progress of the Scheme since last year. “One of the key updates I should bring to your notice is that, the agreements we had with the Service Providers were expiring in November last year [2015]. We extended their contracts to 31st January 2016 so that we comprehensively review the performance and our agreements with them,” he said.
Dr. Kitayimbwa introduced the new Scheme Service Providers to the Members. Stanbic Bank was appointed the new Scheme Custodian, whose role is to receive and keep in safe hands the funds, title deeds, securities and income accruing to the Scheme; PineBridge Investments Ltd retained its role of Fund Manager and GenAfrica Asset Managers Ltd was appointed Fund Manager – the two investors assist the Board of Trustees to make a prudent investment policy, invest the fund subject to the investment policy of the Scheme and manage the Scheme funds; Octagon Uganda Ltd, a Pension Consultancy firm, was appointed as the Scheme Administrator to handle mainly the Accounting and Benefits Administration.
MURBS was established by Makerere University Council under an irrevocable trust to provide pensions and other benefits for University employees who are admitted to membership under the provision of the Trust Deed and Scheme Rules. On 23rd April 2010, Makerere University Retirement Benefits Scheme was registered as a corporate body under the Trustees Incorporation Act, CAP 165, under certificate T. 37561, C.I. NO.670. Following the establishment of the Uganda Retirement Benefits and Regulatory Authority (URBRA) Act of 2011, MURBS was licensed as a Retirement Benefits Scheme under the new Act and holds license number RBS 0005.
MURBS is a Defined Contribution Scheme where both the employees and the employer contribute a percentage of the employees’ monthly salary.
To be entitled to join this Scheme, an individual must be aged at least 18 years but not more than 50 years old and should be appointed under permanent terms of service at Makerere University. All persons who were in University Service by 31st March 2009 were deemed to have joined the Scheme. Persons who were appointed in University service after 31st March 2009 and to-date are enrolled into the Scheme through the due procedures.
Article and Photos by: Mak Public Relations Office
Under the theme, “Leveraging AI for Sustainable Transformation: Leading in Uganda’s Transformation in the Age of Disruptive AI,” the 16th Annual CEO Forum 2025 brought together government leaders, captains of industry, academia, and development partners to discuss how Artificial Intelligence (AI) can drive Uganda’s transformation agenda.
Representing the Vice Chancellor, Mr Yusuf Kiranda, University Secretary at Makerere University, reaffirmed the University’s pivotal role as a hub for AI research, innovation, and training anchored in strong partnerships across government, academia, and industry.
“Makerere University is responsible for research, innovation and training to ensure transferable knowledge that can be utilised by both the private and public sector,” Mr. Kiranda noted.
He emphasised that Uganda’s sustainable AI transformation will depend on effective policy, governance, and collaboration across sectors.
According to Mr. Kiranda, three key issues must be addressed for AI to realise its potential:
- Balancing control and facilitation: Policymakers must not only regulate AI but also actively enable its use to drive innovation and competitiveness.
- Sovereignty of AI: Uganda must safeguard its data and resources, especially in sectors like agriculture, where external mapping of local assets threatens national control and export competitiveness.
- Regional harmonisation: To ensure fair competition, AI policies must be aligned across East Africa so Ugandan, Kenyan, and Tanzanian businesses operate under a level playing field.
“In the utilisation of AI, if a policy is making Uganda less competitive, we must revise it now to allow private sector players to thrive in this disruptive age,” he added.
Mr. Kiranda further reiterated Makerere’s commitment to producing quality, AI-ready graduates and enhancing teaching and learning methods to integrate technology. He also acknowledged the Government’s continued investment in research at Makerere, which has seen a growing number of researchers focus on AI and technological innovations.
“I can attest to Makerere’s existing partnerships with government entities and development partners. These collaborations are making the market ready to deliver solutions through effective academia–industry partnerships,” he said.
Building Africa’s Digital Destiny
The forum opened with a powerful keynote from Dr. Robin Kibuka, Board Director at the CEO Summit Uganda, who spoke on “Building Africa’s Digital Destiny: Kampala Rising, Africa Inventing.”
Dr. Kibuka urged Africans to take ownership of their digital future, stressing that the continent must define how AI transforms its societies.
“Artificial Intelligence can empower Africa or divide it. The choice is ours,” he said.
He highlighted success stories from across Africa, including AI-powered drones delivering medical supplies and smart credit systems supporting small businesses — proof that the continent is already innovating its own digital solutions.
Leveraging AI for Sustainable Transformation
In her keynote address on “Leveraging Artificial Intelligence for Sustainable Transformation,” Dr. Preeti Aghalayam, Director of the Indian Institute of Technology Madras – Zanzibar Campus, described AI as “the defining disruptor of the 21st century.”
She emphasised that both Africa and India share a unique opportunity to collaborate in education, innovation, and human capital development to shape a more inclusive digital future.
“Artificial Intelligence must help us do better and be better,” she said, highlighting the need for responsible innovation that uplifts communities and promotes sustainability.
Digital Transformation in the Health Sector
Mr. Rashid Khalani, Chief Executive Officer of Aga Khan University Hospital, Uganda, presented on “Digital Transformation in the Health Sector,” sharing practical examples of how AI is redefining healthcare delivery.
From AI-powered radiology that detects anomalies faster, to predictive models for early sepsis detection and digital tools supporting mental health care, Mr. Khalani demonstrated how AI is improving patient outcomes and empowering medical professionals.
“AI is not replacing people. It is empowering them to deliver better care, faster,” he emphasised.
He noted that partnerships between hospitals, universities, and technology institutions are crucial in developing localised AI solutions that respond to real health needs.
Makerere at the Heart of Uganda’s AI Transformation
The discussions throughout the 16th Annual CEO Forum 2025 reaffirmed the critical importance of collaboration among academia, industry, and government in shaping Uganda’s AI-driven future.
Makerere University continues to play a leading role in this space, providing the research, innovation, and talent that power the country’s transition into a digital economy.
Through strategic partnerships, forward-looking policy engagement, and continuous innovation in research and training, Makerere stands at the forefront of preparing Uganda and the region for a smart, inclusive, and sustainable future powered by AI.
Caroline Kainomugisha is the Communications Officer, Advancement Office, Makerere University.
General
Scholars Discuss Techno-Colonialism and Decolonizing AI for African Identity at Makerere University
Betty Kyakuwa & Eve Nakyanzi
Scholars from across Africa and beyond convened at Makerere University for a workshop on “Techno-Colonialism: Decolonizing Artificial Intelligence (AI) for African Identity.” The event formed part of the ongoing African Research Universities Alliance (ARUA) Conference hosted at Makerere University, under the ARUA Centre of Excellence in Notions of Identity.
In her opening remarks, Prof. Sarah Ssali, Director of the ARUA Centre of Excellence in Notions of Identity, welcomed participants to what she described as a “thought-provoking engagement for early career researchers.” She noted that the Centre, hosted at Makerere University, now brings together over 10 universities across Africa and partner institutions in the Global North to examine evolving African identities in the face of global transformations.
“We don’t imagine a single African identity defined by class, tribe, or religion,” Prof. Ssali said. “We consider African identities as lived, negotiated, and continually reshaped by experiences such as colonialism, globalization, and technological change.”
The workshop was moderated by Dr. Kemi Kehinde, an ARUA–Carnegie Postdoctoral Fellow from Anchor University, Nigeria, who emphasized the need to critically examine the intersections between artificial intelligence, indigenous knowledge, and identity formation.
Dr. Kemi invited participants to reflect on a presentation by Dr. Sameen Musa on Indigenous Knowledge Systems and AI in the Context of Decoloniality and Sustainable Futures. She highlighted the importance of ensuring that AI systems recognize and integrate oral African traditions such as storytelling, proverbs, and performance arts—areas where current technologies often fall short.
“As young African scholars, we have a responsibility to shape the training models of AI so that future systems engage authentically with African oral traditions and worldviews,” Dr. Kemi noted.
The panel featured Prof. Aghogho Akpome from the University of Zululand, Dr. Isaac Tibasiima and Marvin Galiwango, a machine learning engineer at Makerere, and Dr. Nikolai Golovko from the Centre for African Studies at the Higher School of Economics, Moscow and Dr. Chongomweru Halimu, a lecturer at the Department of Information Technology, Makerere University.
Speaking from South Africa, Prof. Aghogho Akpome delivered a strong critique of what he termed “the intellectual dependency fostered by generative AI tools.” He cautioned that over reliance on artificial intelligence for writing and research risks eroding cognitive skills and perpetuating new forms of colonial dependence.
“The use of generative AI without critical engagement amounts to intellectual theft,” he said. “It replaces creative thought with algorithmic mimicry, and that is the essence of techno-colonialism.”
Dr. Isaac Tibasiima, from Makerere University’s Department of Literature, offered a balanced view, arguing that while AI poses risks of cultural misrepresentation, it also presents opportunities for Africans to reclaim their agency by shaping the data that powers these systems.
“We need to feed our own knowledge into AI systems—honest, transparent, contextually grounded African knowledge,” Dr. Tibasiima said. “That’s the path to inclusion and authentic representation.”
From Moscow, Dr. Nikolai Golovko provided a global policy perspective, noting that while 11 African countries have adopted national AI strategies, implementation remains limited by resource and data inequalities. He warned that foreign-designed algorithms often ignore local contexts, reinforcing what he called “algorithmic colonialism.”
“African governments and universities must prioritize indigenous participation in AI design,” Dr. Golovko urged. “Otherwise, we risk reproducing colonial hierarchies in digital form.”
Dr. Halimu Chongomweru discussed the theme “Techno-Colonialism and Decolonizing Artificial Intelligence (AI) for African Ideas.” He argued that today’s global digital ecosystem mirrors historical patterns of colonial exploitation—only now, instead of natural resources, Africa’s data is being extracted to fuel AI economies controlled by others.
He described this as a form of modern colonialism, not through armies or flags, but through algorithms, cloud servers, and digital platforms that define African problems and solutions without African participation. These systems enrich others while disempowering African communities.
Dr. Chongomweru emphasized that AI without culture is not intelligence but extraction. When AI models are trained on Western norms, they impose Western values globally, leading Africans to adopt technology without shifting the moral and cultural lenses behind it.
He urged a shift in focus from access to ownership, arguing that access without control only deepens dependency — another form of digital colonialism. True equalization, he said, means determining who owns, benefits from, and governs African data and AI systems.
To decolonize AI, Dr. Chongomweru proposed several actions:
- Build African-owned data repositories hosted on African soil and governed by African laws.
- Invest in AI research in African languages, moving from translation (copying) to representation (originating ideas).
- Develop home-grown technological infrastructure, ensuring computation and innovation occur within the continent.
He concluded that Africa’s AI agenda must be rooted in cultural, linguistic, historical, and sovereign identity, drawing from African philosophical traditions to create ethical and inclusive AI systems.
Marvin Galiwango cautioned that Africa’s growing engagement with AI still relies heavily on foreign tools, funding, and servers, creating digital dependency rather than empowerment. He argued that so-called “inclusion” often leaves Africans creating within systems they don’t control. Drawing parallels with genomics, he noted that Africa provides data but lacks ownership of infrastructure and outcomes. He concluded that true technological independence requires Africans to build and govern their own digital systems.
The session closed with a lively discussion on the ethics of AI use in research, the need for inclusive data models, and the role of African universities in decolonizing digital technologies. Participants agreed that decolonizing AI is not merely a technological issue but a cultural, ethical, and identity-driven imperative for Africa’s future.
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