General
Shafik Senkubuge Overcomes Financial Difficulties to Become First-Class Graduate
Shafik Senkubuge, 24, is set to graduate from the Makerere University with a Degree of Bachelor of Environmental Health Science on January 29. Before becoming one of #Mak74thGrad’s stars from the College of Health Sciences (MakCHS), he faced financial constraints and personal challenges, but found the wisdom and resilience for his academic prowess to shine brightly.
He graduates with a Cumulative Grade Point Average (CGPA) of 4.46 out of 5.00 (First Class Honors) qualifying him to be on the Vice Chancellor’s List. As a practice in Makerere University School of Public Health, he receives an award for the meritorious completion from the Vice Chancellor, Prof. Barnabas Nawangwe.
Senkubuge entered MakSPH, after he missed his dream course, Bachelor of Medicine and Bachelor of Surgery due to low points. He had obtained 15 points in Biology (03), Chemistry (04), Mathematics (o6) plus a point in ICT and General Paper (GP) at Mengo Senior School, despite having set himself a target to make 19 points.
Background
Back in time, April 24, 2000 was the time when Kasozi Mohammed, a boda boda rider in Kampala and Pamela Nambusi gave birth to a young man, they later named Shafik Senkubuge. This was in the neighborhoods of Kawanda Namalere in Nangabo, Kyadondo, Central Uganda district of Wakiso. His family later shifted to Kagoma Village, in Maganjo Parish, Nabweru Subcounty and later went to Nansana Municipality, about 9.6km from the centre of Kampala, the capital of Uganda.
It is here that he calls home. He is the first born in a family of three, with two younger sisters. Recently, [his father] informed him about having two additional sisters. Despite communication between his parents, they do not reside together, and his father has a second wife.
At the moment, his father drives a motorcycle taxi (Boda Boda) out of Nabweru, a Kampala suburb which is close to Kawempe. The mother, who is self-employed, is starting a decorating company in Nansana. She’s presently setting up a small business that specializes in decorations for parties, graduations, and introductions.
A 2022 Twaweza report showed that Up to 55% of Ugandans who opened businesses in the past five years had to close them due to coronavirus disruptions, declining demand, and heavy taxation
Despite relying on her hair designer job for nearly her adult life, Pamela, Shafik’s mother could survive the pandemic. In 2020, she was forced to close down her saloon after she failed to raise the rent.
“During the lockdown, we had a lot of demands as a family and she couldn’t accommodate the saloon rent. She had a very huge debt that accumulated, the landlord decided to request her to leave the house for another person. She left the house, took all her equipment home and after COVID-19 she failed to resume the same business due to financial constraints,” Shafik narrates.
This happened a very critical time he was joining University. Fortunately for him, his mother had ventured into brick-laying during lockdown, and this is where he concentrated his energies to look for his tuition, if he was to ever join University.
Shafik’s academic journey began in 2004 at Kawempe Junior. A dedicated teacher at Melody Junior School that he joined later in 2009 ignited his interest in Science and Mathematics. This spark set the stage for his remarkable academic journey.
After completing primary two and crossing to primary three in 2008, his father had constructed a home in Nansana, where the family had to relocate to. In 2009, Shafik joined a new school – Melody Junior School in Nansana, a new environment, getting new friends.
At P.7, he became one of the only 4 first grades the school had, scoring 12 points.
“As the firstborn, my mother rejoiced, but concerns arose about my future after primary school due to financial constraints. Despite manageable primary school fees, I graduated with a debt. Upon retrieving my certificate, we settled the debt when I was already in senior one. My mother, balancing happiness and worries, pondered on how to secure my entry into secondary school, especially with my sister in primary five and our youngest sibling born in 2011, just around a year old,” recalls Shafik.
In 2014, still puzzled at the next step, his uncle, Patrick Ssenabulya, secured him a place through his NGO at St. Kizito Katikamu Kisule in Wobulenzi, Luweero district.
Starting secondary school in Luweero with a score of 12 aggregates among classmates with 4 and 6 aggregates, Shafik aimed to excel. Forming a close bond with his friend Kayondo Joseph, the duo navigated senior one to senior four together.
Despite facing math challenges, he encouraged me to confront them, and we succeeded. In the first term, he ranked 17th out of 178 students, bringing immense joy to my mother. The following term, he secured the third position, maintaining the second position consistently until completing senior four, including in UNEB exams
“When I went back home, my mom was very happy. I remember she slaughtered a chicken for me,” recalls Shafik.
St. Kizito Katikamu Kisule, a Catholic-founded school, groomed him and exposed his potential. “We used to go to church every day, they groomed us to be humble students and be disciplined. This helped us a lot and groomed us to be competitive even in academics,” he recalls
Despite obtaining 16 aggregates at Uganda Certificate of Education from this humble school, Shafik’s quest for a better education led him to Mengo Senior School, where he faced new challenges, including a shift from boarding to day school, walking long distances. Despite the obstacles, he maintained a strong work ethic, learning valuable lessons in time management and determination.
Her mother provided a Shs3000-transport allowance daily, covering both transport and break. He would skip the break tea to save part of the money for his transport back home in the evening. As such, he only used to have lunch to last until he left school at 5:00PM. This was the routine for the two years spent at Mengo SS, and his academic performance suffered significantly during that period.
“The first points I got were seven points, and this did not change up to our Mock examinations where I got to 10 points. Being at Mengo SS, made me learn even if you are brilliant, you need to have some extra tactics and thus we used to work so hard and we did serious calculations.
I remember sometimes we used to go to some other school, Kasubi Senior School, and read up until 10:00pm, then head back home. But by that, you are cutting a traffic jam that is usually there from around 8:00pm,” he recollects.
As he completed his Form 6, fate led him to a teaching position at his former primary school. The sudden closure of schools due to the pandemic forced him to adapt, and he embraced brickmaking as a means to sustain himself. The challenges were many, but Shafik’s resourcefulness and tenacity shone through.
A few weeks into the semester, a second lockdown was announced by the president. This was according to him a blessing in disguise. He was uncertain how to clear tuition and registration.
A man named Longman Musige, a friend of my mother, promised to provide one million each semester. Although he already gave me one million, he still needed 1.8 million for semester registration.
“Upon reflection, we had crafted our bricks, but when the lockdown hit, we struggled to find funds to heat them and cover the remaining tuition. Despite burning the bricks, selling them proved challenging, leaving my mom anxious about my exam fees. Eventually, with support from Musawo Kaliro, contributions from friends, and brick sales, I managed to register for the online exams for the first semester,” he says.
Adding that; “Post-exams, my GPA stood at 4.9, providing a promising start towards achieving a first-class degree. Progressing through semester one and two, I maintained my diligence and benefited from my mom’s prayers. However, challenges arose during the exams in the second semester of year two.”
His classmates ran a campaign to raise him tuition but they could only raise Shs.1.4M from well-wishers out of the Shs.4.7million needed to clear the previous semester and the new semester.
His only hope was the Dean of MakSPH to whom he wrote a letter seeking financial assistance. “I detailed my financial situation, attached my results slip, and presented the funds I had collected. I was delighted to learn that she granted me a scholarship of 3.5 million. This not only cleared my backlog but also covered the third-year functional fees. With this support, I moved to University Hall for my third year, allowing me ample time for studies and fulfilling my leadership roles as MUEHSA president and college speaker.”
The ACMIS system at Makerere University faced a malfunction during the second semester of the first year in 2021, around the time the university was transitioning from AIMS to ACMIS. To Shafik, this was a golden chance to take exams without meeting the payment requirements.
Madvani Foundation Comes in handy
The twists and turns continued as he confronted financial obstacles, including unpaid tuition and the demands of a university education, even in his final year.
The scholarship however covered only tuition and not functional fees. This meant that he had to struggle to raise functional fees and accommodation, since he had moved to University Hall, a male student’s residence on campus.
Shafik’s involvement in student leadership, notably as the president of the Makerere University Environmental Health Students Association (MUEHSA), showcased his commitment to community engagement. Under his leadership, MUEHSA regained its lost glory, organizing conferences, community outreaches, and health education programs.
The pinnacle of his leadership journey was marked by the successful organization of the 18th Annual MUEHSA scientific conference, where stakeholders and students converged to discuss pressing environmental health issues. Shafik’s visionary leadership extended beyond MUEHSA, as he became the first College of Health Sciences speaker in the new guild system.
He sends his sincere gratitude to everyone who has been instrumental in mentoring him, especially Mrs. Ruth Mubeezi Neebye and Dr. David Musoke and his staff, whose advice has been priceless. He also extends gratitude to previous classmates. “To my colleagues, I would like to appreciate and congratulate them on this accomplishment. It has been quite a demanding task but we thank the almighty God who has enabled us to reach this far. Let’s remain with that bond, let’s remain friends, let’s not lose the connection and I know if we still work together as we have been working, the sky would be the limit,” he says.
Makerere University Retirement Benefits Scheme (MURBS) has hit a historic UGX 547 billion valuation following an impressive 15.14% growth in the 2025/2026 financial year.
The growth was revealed during a review meeting of the MURBS performance held at Makerere University Main Administrative Building on October 27 2026 where the scheme announced to the sponsor Makerere University, and other stakeholders that the booming portfolio will directly benefit its close to 8,000 members.
This presentation primes the upcoming October 29 MURBS 16th Annual General Meeting (AGM), where they will officially declare this year’s highly anticipated interest rate to the general members.
Chairperson’s Statement on the Scheme’s Performance FY 2025/2026
Dr. Michael Kizito, Chairperson MURBS Board of Trustees, presented the scheme’s success, noting it is rooted in a deep sense of responsibility. He said “prudent stewardship guides our (MURBS) actions, and every contribution invested to MURBS carries an expectation of future security.”
MURBS’ commitment to members is further checked in the scheme’s transition in sync with statutory regulations, and ensuring fairness and transparency for all. In line with this, Dr. Kizito discussed pro rata interest calculation methodology as the new trend for MURBS. Pro rata key features include; contributions earning interest from time of receipt, interest compounding and stopping at exit.
Demonstrating a clear focus on maximising member yields, Dr. Kizito also discussed operational expenditure saying even with an increase in the administrative costs, they have kept below the budgeted percentage.
Going past the balance sheets, Dr. Kizito echoed MURBS’ dedication to the over 3,000 active members building their dreams and the close to 5,000 retired members enjoying the fruits of their long service.
At the back of MURBS dedication, he recognised the ambassadorial framework that was designed to support incoming trustees and the proactive efforts to reach members.
As Dr. Kizito concluded, he expressed gratitude for support and reception from University Council, Management, URBRA Uganda, Trustees, Ambassadors and MURBS members.
He reiterated the scheme’s focus remains on innovation, governance, and growth which will continue to be achieved through digital transformation to improve service delivery and ensuring every member’s records are up to date.
All this is done in effort of ensuring that when the time comes for a member to retire, they do so with confidence and financial peace of mind.
MURBS Evolution From High Risk to a Benchmark Scheme
Ms. Daisy Lynda Nabakooza, Chief Manager Supervision and Market Conduct at Uganda Retirement Benefits Regulatory Authority (URBRA) recognised MURBS success saying it “comes from the good working relationship” between its trustees and experts, and that “the MURBS trustees usually have the information on hand,” which “is a plus.”
On the status/impression of the fund, Ms. Nabakooza revealed that ten or so years ago, when she had just joined URBRA, MURBS was one of those schemes that was “high risk” due to “unremitted contributions.” Thankfully, “the sponsor Makerere University has since embarked on having these unremitted contributions, remitted over a period of time.”
Now, “MURBS has become a benchmark for many schemes.” Ms. Nabakooza said as a regulator, they “really commend MURBS on the work done in terms of compliance.”
Ensuring a Dignified Retirement for Staff through MURBS
Professor Henry Alinaitwe, representing the Vice Chancellor emphasised the ultimate goal is the well-being of the university community during and after service. He referenced a local proverb, saying, “Buto n’ekorera bukuru,” explaining that “when we are here, and still young and working, what we are able to do and put aside will help us in the future.”
He expressed the University’s strong commitment to staff welfare, saying, “we do not want to see ourselves or fraternity really suffering when they are leaving university or when they have since left the university. We want to see people living well and prospering even in their retirement.”
Professor Alinaitwe acknowledged the work done by MURBS team in growing the scheme noting that since 2021, the fund has more than doubled raising from UGX 225 Billion to over UGX 500 Billion. The Vice Chancellor concluded his message by pledging Makerere University‘s good will to ensure sustenance of the fund for a dignified future of its staff.
The Chairperson of Council Dr. Lorna Magara in her message delivered by Hon. Daniel Fred Kidega expressed genuine satisfaction with the current trajectory of the retirement scheme, noting, “I want to congratulate the trustees, the management of MURBS, for maintaining a healthy organisation. When I was looking through the figures, I felt very happy.”
This financial health is not just a statistic but a foundation for the staff’s future. The Chairperson urged the leadership to “maintain the good health of the scheme and let members enjoy their savings.”
Beyond the numbers, the Chairperson Makerere University Council made a heartfelt plea to the board on human impact of the scheme, stating, “I plead with the board of trustees, to avoid delays when it involves the living families of members who are no longer there in service; dead or retired.”
Ultimately, as shared by Hon. Kidega and Professor Alinaitwe, the University vision is ambitious, it involves making MURBS one of the best retirement schemes on the continent and in the world where even those still in service can access resources and make their life better.
About MURBS
Makerere University Retirement Benefits Scheme (MURBS) is a mandatory employer scheme for Makerere University staff, established by the university under an irrevocable trust. On 23 April 2010, MURBS was registered as a corporate body under the Trustees Incorporation Act, CAP. 165, and it commenced operations on July 1 2010.
Following the enactment of the Uganda Retirement Benefits Regulatory Authority Act, 2011, MURBS was established as a voluntary occupational scheme under the new law. The scheme is licensed by URBRA (License Number RBS.0005).
On 21 June 2021, the Minister responsible for Finance, Planning and Economic Development exercised his powers under the law to approve MURBS as a superannuation scheme in the “Exempted Employment” category under the NSSF Act.
The two-week training programme aims to equip government officers with practical skills to assess project viability, manage investment risks and ensure public resources deliver value for money.
The Public Investment Management Centre of Excellence (PIM CoE) is strengthening the capacity of government officers to undertake financial appraisal and risk analysis of public investment projects through a two-week training programme designed to improve the quality of project preparation, appraisal and decision-making in Uganda.
The training, which started in Fort Portal on October 19, 2026, brought together participants from various government ministries, departments and agencies (MDAs), alongside facilitators from Makerere University, the Ministry of Finance, Planning and Economic Development, Cambridge Resources International (CRI), the National Planning Authority and the Uganda Development Bank.
Officially opening the training on behalf of the Permanent Secretary/Secretary to the Treasury, Ms Esther Ayebare, Acting Assistant Commissioner in the Project Analysis and Public Investment Department of the Ministry of Finance, Planning and Economic Development, emphasised the importance of rigorous project appraisal in strengthening Uganda’s public investment management system.
She noted that projects admitted into the public investment plan must be aligned with national priorities, technically sound, financially viable and capable of delivering value for money.
“Government must be able to compare investment alternatives and ensure that only viable projects proceed through the public investment process,” she emphasised.
Ms Ayebare explained that sound appraisal enables government to make informed investment decisions, maximise returns on public expenditure and ensure that limited public resources are directed towards projects with the greatest potential to deliver development outcomes.
Building practical skills for better investment decisions
The training builds on the Public Investment Management course conducted in June, which introduced participants to Uganda’s public investment management framework, including project conceptualisation, stakeholder analysis, project costing, implementation action plans, the Integrated Bank of Projects, and monitoring and evaluation of public investment reforms.
The current programme advances this foundation by equipping participants with technical competencies in financial appraisal, financial modelling and risk analysis.
Participants will explore integrated investment appraisal, alternative investment criteria, cash-flow statements, inflation and exchange-rate movements, asset valuation, project financing, project scale and timing, risk-sharing arrangements and cost-effectiveness analysis.
Through practical exercises and case studies, participants will apply these concepts to investment scenarios in sectors such as roads, health, education and water. The programme will also examine how climate change, social considerations and other risks can be integrated into project preparation and appraisal.
Ms Ayebare encouraged participants to engage actively with the facilitators, question the practical application of the tools and consider how the skills acquired could improve investment decisions within their respective institutions.
She also reminded participants that the programme includes an examination and that certification requires more than attendance. Participants are expected to demonstrate an understanding of the concepts and acquire practical skills that they can apply in their work.
Reducing dependence on externally prepared studies
A key objective of the training is to strengthen the ability of government institutions to undertake high-quality project appraisal studies using their own technical teams.
Ms Ayebare observed that many studies submitted to the Development Committee have traditionally been prepared by external consultants, often at considerable cost. Building the capacity of public officers to conduct these studies independently can help institutions strengthen their technical expertise and improve the quality of project proposals presented for consideration.
She urged participants to take full advantage of the facilitators’ expertise and return to their institutions equipped to undertake sound financial appraisals and provide evidence-based advice to decision-makers.
She further emphasised that project approval requires thorough preparation, analysis and justification, rather than simply identifying available funding and proposing a project to utilise it.
Strengthening public investment management through capacity development
In his remarks, Prof. Edward Bbaale, Director of the PIM CoE, thanked the Ministry of Finance for its financial support and for identifying participants from government institutions. He also recognised the contributions of the facilitators and partner institutions in delivering the programme.
Prof. Bbaale noted that the Centre’s work extends beyond training to include research and advisory services aimed at improving public investment management practices. He encouraged continued collaboration with government institutions and other partners to advance research, knowledge sharing and capacity development.
Speaking during the training, Dr John Sseruyange, Manager of the PIM CoE, highlighted the importance of commitment, active participation and punctuality throughout the programme. He encouraged participants to engage with the facilitators, ask questions and apply the knowledge gained to the projects they support.
Dr Sseruyange also acknowledged the Government of Uganda, through the Ministry of Finance, Planning and Economic Development, for financing the training, and appreciated Cambridge Resources International for its continued support towards improving public investment preparation and analysis in Uganda.
The training reflects ongoing efforts to strengthen Uganda’s public investment management system by equipping public officers with the knowledge and practical competencies needed to assess projects rigorously, identify potential risks and make informed investment decisions.
By developing in-house expertise across government institutions, the programme seeks to contribute to better-prepared projects, more efficient use of public resources and improved delivery of Uganda’s development priorities.
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