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Effect of micro finance lending on the growth of SMEs. A case study of Kalerwe Market Vendors

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The objective of the study was to examine the effect of Microfinance lending on the growth of SMEs. It consisted of SME traders of Kalerwe Market. The study was based on objectives which included (i) examining the effect of credit amounts from MFIs on the growth of SMEs, (ii) assessing the effect of collateral requirement by MFIs on SME’s growth, (iii) assessing the effect of credit repayment period on SME’s growth and (iv) assessing the effect of interest rate charged by MFIs on SME’s growth. The study findings revealed that the credit amounts, interest rate and the credit repayment period allowed by MFIs, significantly explain the growth of SMEs. It was also revealed that collateral requirements do not significantly explain the growth of SMEs. Therefore, it is recommended that sensitization of SME traders in detail about microcredit factors and their influence on the growth of SMEs by both the government and MFIs is required.

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Source: College of Business and Management Sciences (CoBAMS)

Mark Wamai

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For Youth by Youth – Call for Second Cohort Applications

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For Youth by Youth - Call for Second Cohort Applications. Application Deadline: 20 Feb, 2026.

For Youth, By Youth is a global, youth-led movement committed to fostering conscious leadership and global solidarity as pathways to meaningful and lasting impact. Developed by 36 university students across 18 countries, this movement builds a network of engaged young leaders shaping a more just and equitable world.

BENEFITS

What You’ll Receive:

  • $2,500 scholarship for community action research
  • Mentorship & wellness coaching
  • Training in Storytelling, Responsible AI & Youth-led Participatory Action Research
  • International conferences & global network
  • 3-Year Journey: Individual → Community → Institutional Transformation

Application Deadline: 20 Feb, 2026

Apply now

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Mak Editor

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Aptitude Exam (Paper 1) Results for the Mature Age Entry Scheme 2026/2027

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Makerere University -Main Building

The Office of Academic Registrar, Makerere University has released Aptitude Test Examination results for the Mature Age Entry Scheme Examinations held on Saturday 13th December 2025.

The Candidates who scored 50% and above in the aptitude test passed the aptitude examination and will have their programme -specific examination paper marked. Those who scored less than 50% failed.

Access the links below for the lists categorised under Science-based and Humanities based programmes respectively:

Please Note:

Candidates who are not satisfied with the results may appeal within two weeks from the release of these results through the application system: https://see.mak.ac.ug

Mak Editor

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Call for Applications: Admission to Postgraduate Programmes 2026/2027

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SoL Graduands celebrate after being conferred upon their awards. 75th Graduation Ceremony, Day 1, CoCIS, CEES, CoVAB and School of Law. 13th January 2025, Freedom Square, Makerere University, Kampala Uganda, East Africa.

The Academic Registrar, Makerere University invites applications for admission to Graduate Programmes (Postgraduate Diplomas, Masters and Doctoral Degree Programmes) for the 2026/2027 Academic Year. Applicants should have obtained at least a first or second class degree (or its equivalent) from a Chartered University at the time of completion. Applicants should also possess a Uganda Certificate of Education (or its equivalent) and a Uganda Advanced Certificate of Education (or its equivalent).

Sponsorship:

All Graduate Programmes are PRIVATELY-SPONSORED. Therefore, applicants seeking sponsorship should have their applications endorsed by their respective sponsors where applicable. Applicants should note that the various fees payable to the University indicated for the various programmes EXCLUDE functional fees, accommodation, books, research and other expenses.

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Mak Editor

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